Connecting Diaspora Purchasing Power
with Neighborhood Merchants
PeCash enables U.S. customers to pay for household purchases for family members at participating Dominican merchants. Beneficiaries receive purchasing access for the selected merchant rather than cash.
The Problem
Traditional remittance solutions don't address the unique needs of families managing household expenses across borders.
Lack of Control
Traditional remittances offer no visibility into how funds are spent
Security Risks
Cash pickup services create safety concerns for beneficiaries
Merchant Gap
Neighborhood stores lack access to digital payment infrastructure
Diaspora Disconnect
No way to directly support specific household needs
The PeCash Solution
Merchant-anchored purchase authorizations that connect U.S. diaspora purchasing power with Dominican colmados — the neighborhood stores families already trust.
Controlled Spending
Funds can only be used at designated merchants for household goods
Instant Access
Beneficiaries receive purchasing access immediately via secure link
Local Integration
Works with existing neighborhood merchants families already use
How PeCash Works
A simple, secure process that connects families across borders
Create Authorization
Customer creates a purchase authorization for a specific amount and merchant
Beneficiary Receives
Family member gets a secure link to access their purchasing authorization
Shop at Colmado
Beneficiary shows QR code at participating merchant and approves purchase
Complete & Settle
Merchant fulfills order, receives settlement, customer gets confirmation
Why the Dominican Republic & Colmados
Strategic market entry with strong fundamentals
Dominican Republic
- Large U.S. diaspora community with strong family ties
- Significant remittance inflows from U.S. households
- Growing digital adoption and smartphone penetration
- Strong cultural emphasis on family support
Colmados
- Ubiquitous neighborhood convenience stores
- Trusted by families for daily household needs
- Underserved by digital payment solutions
- Strong owner-operated relationships with communities
Market Opportunity
Targeting a large and growing market with unmet needs
Target Market
- U.S.-based Dominican diaspora sending support to families
- Families in DR seeking secure, controlled support
- Colmados seeking digital payment acceptance
Market Size
[Market size claims pending verification - data to be added]
Note: Specific market statistics will be added after verification from credible sources. We do not publish unverified data.
Business Model
Clear revenue streams with room for optimization during pilot
Service Fees
Fee charged per transaction to the customer. Starts at $3.09 for $10 and scales to $5.04 for $200.
Pricing structure subject to refinement based on pilot learnings
FX Spread
Currency conversion margin on USD to DOP transactions. Competitive rates displayed at checkout.
FX strategy to be optimized based on volume and partner terms
Current Pricing
Transparent, straightforward fee structure
Pilot limits: $10 minimum, $200 maximum per authorization
Competitive Positioning
A differentiated approach to cross-border family support
| PeCash | Traditional Remittance | Gift Cards | |
|---|---|---|---|
| Spending Control | — | Limited | |
| Local Merchant Integration | — | — | |
| No Cash Handling | — | ✓ | |
| Real-time Tracking | Limited | — | |
| Household Focus | — | — |
Current Stage
Pre-pilot with product under final stabilization
- • Core platform development
- • Payment integration
- • Merchant onboarding flow
- • Security architecture
- • Final product stabilization
- • Investor demo preparation
- • Initial merchant recruitment
- • Compliance documentation
- • Controlled pilot launch
- • Merchant network expansion
- • Performance optimization
- • Unit economics validation
Long-term Vision
Building toward a cross-border family-commerce network
PeCash is starting with Dominican colmados but is building toward a cross-border family-commerce network connecting diaspora purchasing power with the neighborhood merchants families already use.
This is a long-term vision, not a claim about current scale.
Team
Dedicated to making cross-border family support simple and secure
Fundraising
Seeking partners who share our vision for family-commerce
Terms subject to negotiation and legal review
Ready to Learn More?
Watch our product demo, schedule an investor meeting, or request access to our data room for detailed financials and documentation.